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Income and Expenditure Worksheet

By subtracting your monthly expenses from your income, you can see exactly where your money is going every month. Often times, small expenses can add up in significant ways.

Step 1: Monthly Income
For a detailed explanation click here.
Your net monthly income (gross salary and wages less tax)
Your spouse's net monthly income (gross less tax)
Net monthly income from savings account/term deposit etc
Net monthly income from investments/shares
Other monthly income
Step 2: Monthly Expenditure
Household Essentials Medical Debts
Food Doctor Credit card monthly repayments
Clothing Dentist Hire purchase/rental repayments
Rent Physio Personal loan repayments
Electricity Chemist Other monthly debt repayments
Phone Other
Gas
Other household expenses
Transport Insurance Policies Other Costs
Public transport Home and contents Personal (eg hairdresser)
Car loan or lease payments Medical Entertainment
Petrol Life Childcare Costs (eg school fees)
Registration & repairs Car Leisure activities
Other Subscription and memberships
Pay TV
Internet Access
Other

About the Income and Expenditure Worksheet

By subtracting your monthly expenses from your regular paycheck, the Income and Expenditure calculator can help you identify areas in your spending that you may be able to adjust when saving for a deposit or figuring out how to deal with an interest rate increase.

Mortgage Calculators

Using an online home loan calculator or mortgage calculator is the most convenient way to help you assess your mortgage payment options. Choose any of our 17 easy-to-use interactive calculators and tools below to help you model any complex mortgage and investment related scenarios.

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