Compare Home Loans

Not sure which type of loan is best for you?

Whether you are a first time buyer, or already have an existing mortgage, it is always important to make sure you have the right home loan for your needs.

Just fill in a few details below and we'll arrange for one of our mortgage experts to contact you and help you work out exactly what you should be looking for in a loan.

Compare thousands of home loans from all the major lenders
  • Purpose of mortgage
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  • What type of mortgage do you have?

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Home Loan Help

Our specially designed search feature below will help you find a loan that's just right for your needs.

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  • $
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Your search found the following loans:
Loan Type : ALL
Loan purpose : ALL
Loan amount : $550,000
Loan period : 25 years
compareclear Institution Products Initial
Interest Rate
Default Variable /
Roll Rate
Comparison Rate Monthly Repayment Total Startup Cost Type Of Repayment High LVR Premium
State Custodians 1 Year Fixed Rate <80% LVR 3.94% 3.54% 3.61% $2884.91 $275.00 80 More Info
UBank Discount variable (o/o) >$700k 3.62% 3.62% $2788.95 $0.00 pi 80 More Info
Click Loans The Online Home Loan (70% LVR) 3.64% 3.64% $2794.9 $440.00 80 More Info Essentials 3.64% 3.66% $2794.9 $520.00 pi 80 More Info
State Custodians 2 Yr Fixed Rate <80% LVR 4.09% 3.54% 3.67% $2930.5 $0.00 80 More Info
State Custodians Low Rate Home Loan (o/o) 3.64% 3.67% $2794.9 $275.00 io/pi 95 More Info
UBank Discount Offer Variable Home Loan ($200K - $700k) 3.69% 3.69% 3.69% $2809.79 $0.00 90 More Info
Aussie Home Loans Select Variable (owner occupier) 3.69% 3.70% $2809.79 $0.00 io/pi 90 More Info
ING Mortgage Simplifier ($1m+, LVR <80%) 3.69% 3.72% $2809.79 $519.00 80 More Info
Beyond Bank Low Rate Variable Home Loan 3.73% 3.73% $2821.74 $0.00 90 More Info

Guide to Loans

  • Variable Rate Home Loans
  • Offset account loan
  • Fixed Rate Home Loans
  • Reverse Mortgages
  • Home Equity Loans
  • Line of credit

Standard variable is the biggest selling loan category in the market and accounts for a big chunk of mortgage business. Getting a standard variable home loan is an easy process for a borrower who meets mainstream criteria and holds a good credit record.

Standard variable home loans often include redraw facilities, portability features and allow the borrower to make additional repayments. Borrowers have the option of making repayments weekly, fortnightly or monthly, and can combine their loan with another eg fixed rate or split loan. However, these flexible features come at a price – interest rates on standard variable home loans are higher compared to the basic loans.

Articles & links

How to secure a home loan while on maternity leave How to secure a home loan while on maternity leave

You can still be approved for a loan while on maternity leave, you just have to be smart about how y ... Read more

How to take advantage of first home owner grants in your state How to take advantage of first home owner grants in your state

Different states offer several grants, discounts, and benefits for first home buyers ... Read more